Islamic Capital Markets: Principles and Practices (P/B)

Ranks of The Fearful by Shaykh Al Islam Muwaffaq Al Din Ibn Qudamah Al Maqdisi (Died 620 Hijri) Allah, the Most High, has praised those who possess the attribute of a heightened sense of fear Saying, “And such (are the believers) who are humbled by the fear of their Lord…” (Al Muminun, 57) And He also Said: “… fear Me alone, if you are believers.” (Ali’ Imran, 175) The element of fear exists within mankind in varying degrees. When the fear of Allah is established in the hearts, it eliminates wrongdoing and attachment to worldly desires. It is alight that navigates a person through sin and temptation, and when this fear is removed, it easily leads them astray – for surely true and praiseworthy fear is being vigilant from transgressing the limits of Allah. Yet when fear exceeds its proper boundary, it gives rise to hopelessness and despair, which is equally blameworthy. The attribute of fear therefore, is not the end goal itself, but a means towards a successful end. ‘Al-Khawf ‘ is from the smaller works of Imam Ibn Qudamah, who is better known for authoring major authoritative treatises of Hanbali jurisprudence and doctrine. In this short book, he brings disquieting realities of fearing Allah in a unique perspective; elucidating some profound insight into the topic, its reality and merits, types and levels and cures that bring about fear. It also discusses causes that lead to a bad ending for people on this earth, while taking rooted examples from the lives of the fearful ones from among the Angels,Prophets and our righteous predecessors.

Allah, The Most High, Said, “The men who remember Allah often and the women who do so – for them Allah has prepared forgiveness and a great reward.” [Al-Ahzab, 35]. He also Said, “O you who have believed, remember Allah with much remembrance, And exalt Him morning and afternoon…” [Al-Ahzab, 41] Al-Bukhari recorded a report from AbuMusa al-Ash’ari (may Allah be pleased with him) who narrated that the Messenger of Allah said, “The example of a person who makes dhikr of his Lord and a person who does not, is like that of a living and a dead person.”

Making dhikr (remembrance of Allah) has a lofty place in the Din of Islam and is inherently inscribed in the souls of the believers; for it is from the greatest acts of worship and provides enumerable fruits and benefits in this life and the next.

Dhikr is distinguished with many virtues through its perfect meanings, beautiful phrasings and comprehensiveness that contains depth of meaning and incorporating all types of goodness. Its wordings are concise while reflecting great reward, is easy to remember and pronounce possessing tangible effects on the body and soul.

From such great adhkar the Prophet used to consistently make and encourage others regarding it, is the Hawqala, or the saying of ‘La Hawla wa la Quwwata illa Billah’. This remembrance has merits and virtues none but Allah fully encompasses – the meanings and implications of which, lead to certainty and solace through strengthening ones’ faith and connection with Allah. This special dhikr is of such importance that the author (may Allah preserve him) saw the need to single it out in this short treatise, entitling it, “The Hawqala: Its meanings, virtues, and creedal implications”. It is hoped Muslims will focus their efforts in meaningfully utilising this phrase and making it a regular feature of their every day lives, along with other types of remembrances of Allah.